{"id":38158,"date":"2022-07-07T17:31:55","date_gmt":"2022-07-07T12:01:55","guid":{"rendered":"https:\/\/www.cagmc.com\/?p=38158"},"modified":"2024-06-03T11:08:24","modified_gmt":"2024-06-03T05:38:24","slug":"ayushman-bharat-yojana","status":"publish","type":"post","link":"https:\/\/www.cagmc.com\/blog\/ayushman-bharat-yojana\/","title":{"rendered":"All you need to know about Ayushman Bharat Yojana"},"content":{"rendered":"<p><img fetchpriority=\"high\" decoding=\"async\" class=\"alignnone wp-image-38161 size-full\" title=\" Ayushman Bharat Yojana\" src=\"https:\/\/www.cagmc.com\/blog\/wp-content\/uploads\/2022\/07\/All-you-need-to-know-about-Ayushman-Bharat-Yojana-1.png\" alt=\"Ayushman Bharat Yojana\" width=\"1200\" height=\"630\" srcset=\"https:\/\/www.cagmc.com\/blog\/wp-content\/uploads\/2022\/07\/All-you-need-to-know-about-Ayushman-Bharat-Yojana-1.png 1200w, https:\/\/www.cagmc.com\/blog\/wp-content\/uploads\/2022\/07\/All-you-need-to-know-about-Ayushman-Bharat-Yojana-1-300x158.png 300w, https:\/\/www.cagmc.com\/blog\/wp-content\/uploads\/2022\/07\/All-you-need-to-know-about-Ayushman-Bharat-Yojana-1-1024x538.png 1024w, https:\/\/www.cagmc.com\/blog\/wp-content\/uploads\/2022\/07\/All-you-need-to-know-about-Ayushman-Bharat-Yojana-1-615x323.png 615w, https:\/\/www.cagmc.com\/blog\/wp-content\/uploads\/2022\/07\/All-you-need-to-know-about-Ayushman-Bharat-Yojana-1-400x210.png 400w, https:\/\/www.cagmc.com\/blog\/wp-content\/uploads\/2022\/07\/All-you-need-to-know-about-Ayushman-Bharat-Yojana-1-292x153.png 292w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" \/><\/p>\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\">Ayushman Bharat, India&#8217;s leading Government program, was launched as recommended by the National Health Policy 2017, to achieve the vision of Global Health Care (UHC). This initiative is designed to meet the Sustainable Development Goals (SDGs) and its compelling commitment, &#8220;leaving no one behind.&#8221; This article focuses on Ayushman bharat Yojana.<\/span><\/p>\n<table style=\"width: 100%;\">\n<tbody>\n<tr>\n<td style=\"border: 1px solid #555;\">\n<p style=\"text-align: justify;\"><b>Table of content<\/b><\/p>\n<ul style=\"text-align: justify;\">\n<li style=\"font-weight: 400;\" aria-level=\"1\"><a href=\"#Introduction\"><span style=\"font-weight: 400;\">Introduction<\/span><\/a><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><a href=\"#Health\"><span style=\"font-weight: 400;\">Health and wellness centres (HWCs)<\/span><\/a><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><a href=\"#Pradhan\"><span style=\"font-weight: 400;\">Pradhan Mantri Jan Arogya Yojana ( PM -JAY)<\/span><\/a><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><a href=\"#Benefits\"><span style=\"font-weight: 400;\">Benefits of PM-JAY<\/span><\/a><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><a href=\"#What\"><span style=\"font-weight: 400;\">What is Covered under Ayushman Bharat Yojana Scheme<\/span><\/a><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><a href=\"#Ayushman\"><span style=\"font-weight: 400;\">Ayushman Bharat Eligibility Criteria for Rural and Urban People<\/span><\/a><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><a href=\"#Documents\"><span style=\"font-weight: 400;\">Documents Required to Apply For Ayushman Bharat Yojana Scheme<\/span><\/a><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><a href=\"#Online\"><span style=\"font-weight: 400;\">Online registration process for Ayushman Bharat Yojana\u00a0\u00a0<\/span><\/a><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><a href=\"#Conclusion\"><span style=\"font-weight: 400;\">Conclusion<\/span><\/a><\/li>\n<\/ul>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<h2 id=\"Introduction\" style=\"text-align: justify;\"><b>Introduction<\/b><\/h2>\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\">The Ayushman Bharat Program was launched in 2018 to address health problems at all levels &#8211; primary, secondary, and tertiary. It has two parts:<\/span><\/p>\n<ul style=\"text-align: justify;\">\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Pradhan Mantri Jan Arogya Yojana (PM-JAY), formerly known as the National Health Protection Scheme (NHPS)<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Health and Wellness Centres (HWCs)<\/span><\/li>\n<\/ul>\n<p id=\"Health\" style=\"text-align: justify;\"><span style=\"font-weight: 400;\">Ayushman Bharat is an integrated approach that combines health insurance with primary, secondary and tertiary health care. HWCs aim to improve access to affordable and high quality primary health care services. PM-JAY will pay for financial protection of access to secondary health care and higher education.<\/span><\/p>\n<h2 style=\"text-align: justify;\"><b>Health and wellness centres (HWCs)<\/b><\/h2>\n<p id=\"Pradhan\" style=\"text-align: justify;\"><span style=\"font-weight: 400;\">The Government of India has transformed the existing subsidiary and primary health care facilities into Health and Health Centres in February 2018. The ultimate goal is to bring health care closer and more accessible to the poor. The highlight of these centres is the delivery of maternal and child care services and free diagnostic and therapeutic resources.<\/span><\/p>\n<h2 style=\"text-align: justify;\"><b>Pradhan Mantri Jan Arogya Yojana (PM -JAY)<\/b><\/h2>\n<p id=\"Benefits\" style=\"text-align: justify;\"><span style=\"font-weight: 400;\">PMJAY is also known as the Ayushman Bharat Pradhan Mantri Jan Arogya Yojana Scheme, one of the largest health care programs funded by the Indian Government. The Prime Minister, Narendra Modi unveiled the Pradhan Mantri Jan Arogya Yojana health program with the aim of catering to more than 50 million Indian citizens and nearly 10 families of the poorest people without restrictions on family size and age. Ayushman Bharat Yojana (PMJAY) will help these families get health care betting services with up to INR 5 lakh per family per year at the expense of hospital and secondary education.<\/span><\/p>\n<h2 style=\"text-align: justify;\"><b>Benefits of PM-JAY<\/b><\/h2>\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\">PM-JAY is a visionary program that aims to realize the concept of Universal Health Coverage (UHC). It offers many benefits, which are discussed below.<\/span><\/p>\n<ul style=\"text-align: justify;\">\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">It will reduce the cost of treatment for many families, meanwhile, which is out of pocket money. Eligible families can have access to quality health services without going into debt.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">The insurance cover provided by this program covers items that are generally not included in standard medical claims (for example, pre-existing conditions, congenital heart disease, and mental health conditions).<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">The system requires hospitals to maintain a minimum standard.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Insurance brokers and executives of foreign companies will be able to access a large new market that opens up as a result of this program.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">The program has the potential to initiate comprehensive reforms in the Indian health system.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">After the first year of the program, beneficiary families are said to have saved more than Rs.13000 crores.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">More than 60% of medicines are made in private hospitals. Private companies have played a major role in this program and have also benefited from it. In many Level II and III cities, private hospitals have seen an increase in the number of feet.<\/span><\/li>\n<li id=\"What\" style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Economically vulnerable sections of society can access quality health care services without financial constraints.<\/span><\/li>\n<\/ul>\n<h2 style=\"text-align: justify;\"><b>What is covered under Ayushman Bharat Yojana?<\/b><\/h2>\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\">PMJAY pays for the following costs during treatment:<\/span><\/p>\n<ul style=\"text-align: justify;\">\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Ayushman Bharat Yojana Scheme provides medical examination, treatment and consultation fees<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">The cost of going to the hospital is covered under the Ayushman Bharat Yojana policy<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Post-hospital costs are fixed for 15 days<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">The policy also addresses the cost of medication and medical supplies<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">The cost of hospital accommodation is also rectified<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Less utilized services and ICU<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">The costs incurred in the Diagnostic Procedures are also reimbursed<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Medical implant services are covered where required<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Expenses arising from complications arising during treatment<\/span><\/li>\n<li id=\"Ayushman\" style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Food services<\/span><\/li>\n<\/ul>\n<h2 style=\"text-align: justify;\"><b>Ayushman Bharat Eligibility Criteria for Rural and Urban People<\/b><\/h2>\n<h3 style=\"text-align: justify;\"><b>PMJAY Program: eligibility criteria for rural area<\/b><\/h3>\n<ul style=\"text-align: justify;\">\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Family without an adult \/ male \/ lead between the ages of 16-59<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Families living in one room with walls and roofs of Kuccha Kuccha<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Family without members between the ages of 16-59<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Family without a healthy adult member and one disabled member<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Families of fishermen by hand<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Landless families earn the bulk of the family income through manual labour<\/span><\/li>\n<\/ul>\n<h3 style=\"text-align: justify;\"><b>PMJAY Program: Eligibility criteria for urban area<\/b><\/h3>\n<ul style=\"text-align: justify;\">\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Domestic worker<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">The beggar<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Rag picker<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Home-based Craftsmen \/ Tailor tailor \/ Craftsman \/ Sanitation worker \/ Money<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Construction Work \/ Work \/ Artist \/ Publisher \/ Guard \/ Coolie<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Washer-man \/ Waterman \/ Mason<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Electrician \/ Mechanic \/ Compiler \/ Repair Worker<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Transport Officer \/ Carriage Tractor \/ Conductor \/ Trailer Truck\u00a0<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Waiter \/ Shopkeeper \/ Assistant \/ Assistant \/ Delivery Assistant<\/span><\/li>\n<li id=\"Documents\" style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Street Traders \/ Artist \/ Carpenter<\/span><\/li>\n<\/ul>\n<h2 style=\"text-align: justify;\"><b>Documents required to apply for Ayushman Bharat Yojana scheme<\/b><\/h2>\n<ul style=\"text-align: justify;\">\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Proof of age and identity document (Aadhaar Card \/ <a href=\"https:\/\/www.cagmc.com\/how-to-apply-for-instant-pan-card\/\">PAN Card<\/a>)<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Contact details (mobile, address, email)<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Cast Certificate<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Income certificate (maximum annual income will only amount to Rs. 5 lakh per year)<\/span><\/li>\n<li id=\"Online\" style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Document proof of current family status to be covered (Combined or nuclear)<\/span><\/li>\n<\/ul>\n<h2 style=\"text-align: justify;\"><b>Online registration process for Ayushman Bharat Yojana<\/b><\/h2>\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\">It&#8217;s easy to sign up for the PMJAY program. It applies to all beneficiaries identified under the SECC 2011 list and those who are part of the <a href=\"http:\/\/www.rsby.gov.in\/\" target=\"_blank\" rel=\"noopener\">RSBY<\/a> program. However, if you want to sign up for PMJAY online, you can follow the steps given below:<\/span><\/p>\n<ul style=\"text-align: justify;\">\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Visit the official government website for the PMJAY program<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">You will find the Qualifications tab, just click on it<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Submit your mobile number, CAPTCHA code, and click the Generate OTP button<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Now enter your Province and your name, rating card number, home number, or mobile number<\/span><\/li>\n<li id=\"Online\" style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">If your family is covered under Ayushman Bharat Yojana, your name will be displayed in the results<\/span><\/li>\n<\/ul>\n<h2 style=\"text-align: justify;\"><b>Conclusion<\/b><\/h2>\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\">The government believes that only healthy India can win the global competition. To ensure affordable health services for all categories of people, a number of government-funded health programs have been introduced in recent years. On the other hand, the government has come up with the Pradhan Mantri Ayushman Bharat ar insurance scheme.<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Ayushman Bharat, India&#8217;s leading Government program, was launched as recommended by the National Health Policy 2017, to achieve the vision [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":38161,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"default","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"set","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[1],"tags":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v24.4 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>All you need to know about Ayushman Bharat Yojana - CAGMC<\/title>\n<meta name=\"description\" content=\"All you need to know about Ayushman Bharat Yojana. 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